Checking Accounts
REGULAR PERSONAL CHECKING ACCOUNTS:
- $100.00 required to open a regular personal checking account
- Monthly service charges are based on the monthly minimum balance
- Free Internet Banking
- Free Classic Online Bill Payments
- Direct Deposits accepted
| Monthly Minimum Balance: |
Monthly Charge: |
| $800.00 or More |
No Monthly Service Charge |
| $700.00 - $799.99 |
$3.50 |
| $500.00 - $699.99 |
$7.00 |
| $499.99 - below |
$8.00 |
CLUB 50:
- Monthly service charge based on monthly minimum balance
- $100.00 required to open Club 50 Account
| Monthly Minimum Balance: |
Monthly Charge: |
| $100.00 - Over |
$5.00 |
| $00.00 - $99.99 |
$10.00 |
Benefits of a Club 50 Account:
- First 50 starter pack of personalized checks free
- Up to Eight money orders, no service charge
- No service charge for stop payment orders
- No service charge for single signature travelers cheques
- No monthly service charge for ATM card
- No annual fee for Overdraft Protection Accounts (qualified applicants only)
- $10.00 annual credit towards rental fee of safe deposit box
- Direct Deposit available
- Free Internet Banking
- Free Classic Online Bill Payment service
NOW ACCOUNT: (Negotiable Order of Withdrawal)
Personal NOW Account:
- $1,500.00 required to open a Personal NOW Account
- Service charge is based on a minimum monthly balance. In the event your minimum monthly balance falls below $1,500.00 you will be charged $10.00
- Interest will be forfeited for the number of days your balance is below $1,500.00
- 15 checks allowed to post each month at no service charge; above the 15th check a charge of $.15 per check will be assessed.
- Free Internet Banking
- Free Classic Online Bill Payment
- Direct Deposit available
SENIOR CITIZEN ACCOUNTS:
- No monthly service charge for senior citizens over age 60
- No minimum balance required
- Free Internet Banking
- Free Classic Online Bill Payments
- Direct Deposit accepted
STUDENT CHECKING ACCOUNTS:
- No monthly service charge for full time students (school ID required)
- No minimum balance required
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