Rates

Interest rate and Annual Percentage Yields are current as of Dec. 2, 2009

Rates
Account Product Name		Minimum Opening Deposit	Minimum Balance To Obtain Annual Percentage Yield	Interest Rate	Annual Percent Yield
CD - 30 DAYS	a	$500.00	$1,000.00 d	.50%	0.50%
CD - 6 MONTHS	a	$500.00	$1,000.00 d	1.20%	1.20%
CD - 1 YEAR	a	$500.00	$1,000.00 d	1.30%	1.30%
CD - 2 YEARS	a	$500.00	$1,000.00 d	1.90%	1.90%
CD - 3 YEARS	a	$500.00	$1,000.00 d	2.15%	2.16%
CD - 5 YEARS	a	$500.00	$1,000.00 d	2.25%	2.26%
CD - 6 MONTH JUMBO	a	$100,000.00	$1,000.00 d	1.20%	1.20%
CD - 1 YEAR JUMBO	a	$100,000.00	$1,000.00 d	1.30%	1.30%
CD 2 YEAR JUMBO	a	$100,000.00	$1,000.00 d	1.90%	1.91%
CD - 3 YEAR JUMBO	a	$100,000.00	$1,000.00 d	2.15%	2.16%
CD - 5 YEAR JUMBO	a	$100,000.00	$1,000.00 d	2.25%	2.26%
IRA - 1 YEAR	a	$250.00	$1,000.00 d	1.30%	1.30%
IRA - 2 YEARS	a	$250.00	$1,000.00 d	1.90%	1.90%
IRA - 3 YEARS	a	$250.00	$1,000.00 d	2.15%	2.15%
IRA - 5 YEARS	a	$250.00	$1,000.00 d	2.25%	2.25%
Money Market Investment Account	b $1,500.00 - $25,000.00	$5,000.00	$1,000.00 d	.25%	.25%
Money Market Investment Account	b $25,000.01 - $99,999.99	$5,000.00	$25,000.00 d	.25%	.25%
Money Market Investment Account	b $100,000.00 - $9,999,999.99	$5,000.00	$100,000.00 d	.50%	.50%
Personal NOW	b	$1,500.00	$1,000.00 d	.25%	.25%
Business NOW	b	$3,000.00	$1,000.00 d	.25%	.25%
Savings Passbook	b	$100.00	$1,000.00 d	.25%	.25%
Christmas Club	b	$1.00	$1,000.00 d	.15%	.15%
a) A penalty may be imposed for early withdrawal.
b) The interest rate and annual percentage yield may change after account opening.
d) Average daily balance. The average daily balance is calculated by adding the principal in the account for each day or period and dividing that figure by the number of days in the period.
Fees could reduce the earnings on the account.
For current rate information, call (337) 893-3761.
Member FDIC