Internet Banking Security Issues:
For your protection we want to inform and assure you that Bank of
Erath will never send you an email requesting your private login
information. If you ever receive such a request, please contact us
immediately in Erath 337-937-5816 or Abbeville 337-893-3761 or Delcambre
Internet fraud can be accomplished in a variety of ways. We have
listed a few topics, however please research for more information online
regarding potential online fraud or concerns.
PHISHING ALERT:Phishing is when someone sends you an email from a fraudulent site
pretending to be a trusted site such as your bank, a government agency
or a website you have previously visited. The email will request
you to reply to the email message or click on a link in that message
where you will be asked to provide your log in information or other
types of private personal information. These fraudulent sites will
look very much like the site they are imitating.
PHARMING or SPOOFING:
Pharming or Spoofing is when someone creates a “Shadow copy” of a
legitimate website you have visited. Unknown to you, your request
is redirected to a fraudulent site which will look the same as the
legitimate website. The fraudulent site will collect your user
name and password along with your activities at this site. They
may also send you an email from what appears to be the legitimate site
requesting additional private information.
Things to remember:
- If you receive an email advising you
that your account will be shut down unless you respond to the email with
little prior notice DO NOT click on the attached email link. It is
advised that you use your telephone and look up the correct telephone
number in the telephone book and call the institution to inquire as to
the status of your account. Do not trust the telephone numbers
provided on the email, as they will be directed to the fraudulent site.
- If you must submit personal private
information through a website, look for the secure transaction symbols
such as the “lock” icon and the secure settings.
- Unsolicited or unexpected emails,
especially from businesses you have not recently contacted should be
- Watch your bank account and credit cards
statements carefully for any unauthorized transactions and report any
suspicious activity immediately.
- It is a good practice to shred mail,
bank statements or other items prior to throwing them in the trash.
Dumpster diving provides valuable information to a potential thief
looking for private information.