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  • Online Banking
  • Services and Fees
  • Financial Calculators

Online Banking

Online Banking Login

Please visit the home page to log in.

Bank of Erath's Internet Banking Security Message

Online Banking is Safe

RSA® Adaptive Authentication features three powerful levels of security to guard access to user accounts
  • The first level requires the correct entry of a User ID and Password. These must match system records or access is refused.
  • The second level of identification is the device that person uses to sign in. If the computer, phone or tablet is not recognized, the customer or member will be required to answer a Security Challenge to ensure their identity.
  • The third level of authentication is based on geographic indicators. If a login attempt is made from a new geographic location, the user may be asked to complete a Security challenge to ensure their identity

Confirmation for the End User

Extended Validation (EV) certificates provide the end user a way to visually verify the security of the website before entering their online banking password or supplying answers to Security Challenge. EV certificates cause a secure browser's address bar to turn GREEN when the end user access an EV secured site. It also identifies the legitimate owner of the website.

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Services and Fees

Safe Deposit Boxes

  • Annual payments for the rental of your safe deposit box can be deducted from your Bank of Erath checking account. No insurance is provided on Safe Deposit Box contents
  • $25.00 deposit required $250.00 fee or charges incurred to drill a box if keys are lost
Size Customer Non-Customer
3 x 5 $30.00 $60.00
5 x 5 $40.00 $80.00
3 x 10 $50.00 $100.00
5 x 10 $60.00 $120.00
10 x 10 $100.00 $200.00

Internet Banking and Online Bill Payments

  • An application for internet banking can be completed at Bank of Erath. Your account access instructions will be provided at that time
  • 24 hour 7 days a week access to your account information
  • No charge for Internet Banking
  • $4.95 monthly charge for Online Bill Payment.

BESS Debit Card

  • You may use your BESS Debit Card anywhere VISA is accepted. It is like writing a check with the ease of a credit card.
  • You can use your BESS Debit Card at an ATM for cash withdrawals
  • $2.00 monthly fee
  • Replacement card $15.00
What is Skimming? Watch for Gray Charges Be Smart with Your Credit Card


  • Your BESS ATM Card will allow you to make cash withdrawals from your checking account at any ATM 24 hours a day, 7 days a week.
  • $1.00 monthly fee
  • Replacement card $5.00
  • No charge to use a Bank of Erath ATM machine
  • Foreign machine fees in addition to machine owner fees (Inquiry fee is $0.50 per inquiry or withdrawal fee is $2.00 per withdrawal)

Prepaid Access Cards

The perfect gift for the person who has everything or for the person for whom you can not find the right gift. Call Bank of Erath for details.


Type Amount Frequency
Money Orders $1.00 per $100.00/ maximum $10.00
Cashier's Checks $2.00 per $100.00/ maximum $25.00
Certified Checks $50.00 per check
Stop Payment Orders $30.00 per order
Non-Sufficient , Overdraft $25.00 per item
Daily Overdraft Charge $5.00 per day after 5th day overdrawn
Additional Statements $5.00 per statement
Special Statement cycles $5.00 per month
Temporary Checks $ .15 per check
Research $20.00 per hour
Copies $ .50 per copy
Small Zipper Bag $5.00 per bag
Night Deposit Bag $25.00 per bag
Passbook Replacement $5.00 per book
Letter of Credit 1% Annual fee
Loan Coupon Book Replacement $5.00 per book
Wire Transfer, Incoming No Charge
Wire Transfer, Outgoing $15.00 per wire
Debit Card $2.00 per month, per card
ATM Card $1.00 per month, per card
Overdraft Protection $25.00 per year

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Financial Calculators

Click here to visit our calculators page.

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Public Wi-Fi What is Phishing & Smishing?