Safe Deposit Boxes
- Annual payments for the rental of your safe deposit box can be deducted from your Bank of Erath checking account.
- No insurance is provided on Safe Deposit Box contents
- $25.00 deposit required
- $250.00 fee or charges incurred to drill a box if keys are lost
Size
|
Customer
|
Non-Customer
|
3 x 5
|
$30.00
|
$60.00
|
5 x 5
|
$40.00
|
$80.00
|
3 x 10
|
$50.00
|
$100.00
|
5 x 10
|
$60.00
|
$120.00
|
10 x 10
|
$100.00
|
$200.00
|
Internet Banking and Online Bill Payments
- An application for internet banking can be completed at Bank of Erath. Your account access instructions will be provided at that time
- 24 hour 7 days a week access to your account information
- No charge for Internet Banking
- $4.95 monthly charge for Online Bill Payment.
Debit Card Anchor
BESS Debit Card
- You may use your BESS Debit Card anywhere VISA is accepted. It is like writing a check with the ease of a credit card.
- You can use your BESS Debit Card at an ATM for cash withdrawals
- No charge to use a Bank of Erath ATM machine
- Foreign machine fees in addition to machine owner fees (Inquiry fee is $0.50 per inquiry or withdrawal fee is $2.00 per withdrawal)
- $2.00 monthly fee
- Replacement card $15.00
ATM Card Anchor
BESS ATM Card
- Your BESS ATM Card will allow you to make cash withdrawals from your checking account at any ATM 24 hours a day, 7 days a week.
- $1.00 monthly fee
- Replacement card $5.00
- No charge to use a Bank of Erath ATM machine
- Foreign machine fees in addition to machine owner fees (Inquiry fee is $0.50 per inquiry or withdrawal fee is $2.00 per withdrawal)
Prepaid Cards Anchor
Prepaid Access Cards
The perfect gift for the person who has everything or for the person for whom you can not find the right gift. Call Bank of Erath for details.
Giftcards Anchor
Reloadable Gift Cards can give you many different experiences! Weather it is using it as a gift to a friend or family member, or using it yourself for your everyday purchases, the Reloadable Gift Card has many features to help you out! Please call any of our three locations to get more information.
Fees Anchor
Fees
Type
|
Amount
|
Frequency
|
Money Orders
|
$1.00
|
per $100.00/ maximum $10.00
|
Cashier's Checks
|
$2.00
|
per $100.00/ maximum $25.00 (per check)
|
Certified Checks
|
$50.00
|
per check
|
Stop Payment Orders
|
$30.00
|
per order
|
Non-Sufficient , Overdraft
|
$25.00
|
per item
|
Daily Overdraft Charge
|
$5.00
|
per day after 5th day overdrawn
|
Additional Statements
|
$5.00
|
per statement
|
Special Statement cycles
|
$5.00
|
per month
|
Temporary Checks
|
$ .15
|
per check
|
Research
|
$20.00
|
per hour
|
Copies
|
$ .50
|
per copy
|
Small Zipper Bag
|
$5.00
|
per bag
|
Night Deposit Bag
|
$25.00
|
per bag
|
Passbook Replacement
|
$5.00
|
per book
|
Letter of Credit
|
1%
|
Annual fee
|
Loan Coupon Book Replacement
|
$5.00
|
per book
|
Wire Transfer, Incoming
|
No Charge
|
|
Wire Transfer, Outgoing
|
$15.00
|
per wire
|
Debit Card
|
$2.00
|
per month, per card
|
ATM Card
|
$1.00
|
per month, per card
|
Overdraft Protection
|
$25.00
|
per year
|