Personal Checking Account Comparison
All of our checking accounts include:
Free Online Banking
Direct Deposit Accepted
Regular |
NOW |
Money Market Checking |
Senior Citizen |
Student Checking |
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Minimum Initial Deposit |
$100 |
$1,500 |
$5,000 |
$1.00 |
$1.00 |
Requirements to Avoid Service Charge |
$800 |
No minimum balance |
No minimum balance |
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No Monthly Service Charge |
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Service Charge Fees |
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Interest Bearing |
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Benefits |
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Fees for Regular Checking
Monthly Minimum Balance |
Monthly Charge |
|---|---|
$800.00 or More |
No Monthly Service Charge |
$700.00 - $799.99 |
$3.50 |
$500.00 - $699.99 |
$7.00 |
$499.99 - Below |
$8.00 |
NOW Checking
$1,500.00 required to open
Service charge is based on a minimum statement cycle balance. In the event your minimum statement cycle balance falls below $1,500.00, you will be charged $10.00
Interest will be forfeited for the number of days your balance is below $1,500.00
15 checks allowed to post each statement cycle at no charge; above the 15th check a charge of $.15 per check will be assessed
Free eStatements
Money Market Checking
$5,000.00 required to open
Below $25,000 a service charge of $15.00 per month
Interest forfeited on days below $1,500.00
A $20.00 per item fee after 6 withdrawals
Free eStatements
Senior Citizen Checking
No monthly service charge for senior citizens over age 60
No minimum balance required
Free Online Banking
Direct Deposit accepted
Free eStatements
Student Checking
No monthly service charge for full time students (school ID required)
No minimum balance required
Free online banking
Free eStatements