Main

Personal Checking

Personal Checking Account Comparison

All of our checking accounts include:

Regular

NOW
(Negotiable Order of Withdrawal)

Money Market Checking

Senior Citizen
(60 and Older)

Student Checking

Minimum Initial Deposit

$100

$1,500

$5,000

$1.00

$1.00
Please call for more information

Requirements to Avoid Service Charge

$800

Requirements

Requirements

No minimum balance

No minimum balance

No Monthly Service Charge

 

 

 

Service Charge Fees

Fees

 

Fees

 

 

Interest Bearing

 

 

 

Benefits

 

 

 

 

 

Regular Checking

Regular Checking Benefits

Fees for Regular Checking

null

Monthly Minimum Balance

Monthly Charge

$800.00 or More

No Monthly Service Charge

$700.00 - $799.99

$3.50

$500.00 - $699.99

$7.00

$499.99 - Below

$8.00


NOW Checking

  • $1,500.00 required to open

  • Service charge is based on a minimum statement cycle balance. In the event your minimum statement cycle balance falls below $1,500.00, you will be charged $10.00

  • Interest will be forfeited for the number of days your balance is below $1,500.00

  • 15 checks allowed to post each statement cycle at no charge; above the 15th check a charge of $.15 per check will be assessed

  • Free eStatements


Money Market Checking

  • $5,000.00 required to open

  • Below $25,000 a service charge of $15.00 per month

  • Interest forfeited on days below $1,500.00

  • A $20.00 per item fee after 6 withdrawals

  • Free eStatements

  • Call for current interest rates


Senior Citizen Checking

  • No monthly service charge for senior citizens over age 60

  • No minimum balance required

  • Free Online Banking

  • Direct Deposit accepted

  • Free eStatements


Student Checking

  • No monthly service charge for full time students (school ID required)

  • No minimum balance required

  • Free online banking

  • Free eStatements