Personal Checking Account Comparison
All of our checking accounts include:
| This cell left empty on purpose
|
Regular
|
NOW
(Negotiable Order of Withdrawal)
|
Money Market Checking
|
Senior Citizen
(60 and Older)
|
Student Checking
|
| Minimum Initial Deposit
|
$100
|
$1,500
|
$5,000
|
$1.00
|
Please call for more information
|
| Requirements to Avoid Service Charge
|
$800
|
Requirements
|
Requirements
|
No minimum balance
|
No minimum balance
|
| No Monthly Service Charge
|
|
|
|
Available
|
Available
|
| Service Charge Fees
|
Fees
|
|
Fees
|
|
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| Interest Bearing
|
|
Available
|
Available
|
|
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| Benefits
|
|
|
|
|
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Regular-Checking Anchor
Regular Checking
Regular Checking Benefits
Fees for Regular Checking
| Monthly Minimum Balance
|
Monthly Charge
|
| $800.00 or More
|
No Monthly Service Charge
|
| $700.00 - $799.99
|
$3.50
|
| $500.00 - $699.99
|
$7.00
|
| $499.99 - Below
|
$8.00
|
NOW Checking Anchor
NOW Checking
- $1,500.00 required to open
- Service charge is based on a minimum statement cycle balance. In the event your minimum statement cycle balance falls below $1,500.00, you will be charged $10.00
- Interest will be forfeited for the number of days your balance is below $1,500.00
- 15 checks allowed to post each statement cycle at no charge; above the 15th check a charge of $.15 per check will be assessed
- Free eStatements
Money Market Checking Anchor
Money Market Checking
- $5,000.00 required to open
- Below $25,000 a service charge of $15.00 per month
- Interest forfeited on days below $1,500.00
- A $20.00 per item fee after 6 withdrawals
- Free eStatements
- Call for current interest rates
Senior Citizen Checking Anchor
Senior Citizen Checking
- No monthly service charge for senior citizens over age 60
- No minimum balance required
- Free Online Banking
- Direct Deposit accepted
- Free eStatements
Student Checking Anchor
Student Checking
- No monthly service charge for full time students (school ID required)
- No minimum balance required
- Free online banking
- Free eStatements